Administration
Full-Service Provider
USA 401k is a full-service provider that offers a “bundled” program to make things easiest on you, the employer.
Most small & mid-sized 401k programs are administered by a third party known as a TPA, where they are unbundled and thus have more parties involved, not all in one place.
This program, as a package, neatly and efficiently coordinates all services under one roof - administration, record keeping and investing together! So, you can rely on us to take care of managing your plan, leaving you more time to run your business.
USA 401k Features
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✓ Signature-ready 5500 & all required disclosure notices included
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✓ Businesses 1 – 1,000 employees
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✓ Total annual employer administration fee: $500 + $20 per participant
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✓ Full payroll integration & contribution processing!
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✓ Prevailing wage employees, including fringe benefit payments, are fully accommodated
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✓ Loans, hardship withdrawals, participant tax reporting built-in
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✓ Roth 401k included
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✓ Profit Sharing included, $0
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✓ Monthly Fee: $0
Employer Services
Your administrator provides concierge-level guidance throughout your installation and then ongoing to keep your 401k on track.
Service excellence, responsiveness from your administration team
Payroll integration for seamless contribution processing through your existing payroll system
Tax form 5500 include, $0
Profit Sharing included, $0
Loans, hardship withdrawals, distributions, rollovers
Compliance under DOL, year-end testing, all tax reporting
Flexible design within your plan document – customized your specific interests
Employee education meetings, no limit, $0
Employee Support
Mobile enrollment
Expert on-site enrollment meetings, seminars for retirement readiness
1-on-1 financial reviews & investment guidance
Comprehensive enrollment materials, 401k benefits, Traditional vs. Roth 401k
Customer service # & account manager concierge service
Retirement income calculators, portfolio allocation models
Morningstar® reports
Statements updated daily online, lifetime total returns
Loan modeling