Invest with Confidence.

USA 401k offers full-service, customizable plans

designed for small to mid-sized businesses.

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20,000+ Funds & ETFs

20,000+ funds & 3,000+ ETFs

FIDUCIARY SERVICES

3(21) or 3(38)

ERISA fiduciary services

Pricing is an affordable $500 annual base fee + $20 per participant per year.

There are no other employer fees.

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Households age 65–74 with a retirement account
51%
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Source: Federal Reserve, 2022 Survey of Consumer Finances. Balances are for households with retirement accounts.

Your Most Important Investment: Your Employees!

They work hard for you while seeking solid benefits in return. The right 401k helps you to attract and retain top talent, while building retirement financial wellness for you and your employees. USA 401k neatly packages all elements of the most contemporary plan design with all mutual funds and ETFs open to 401k investing, employee education, full payroll integration, compliance, reporting, and 3(21) or 3(38) ERISA fiduciary services.
Customer Relationship Summary

Get Started Today in 3 Easy Steps

Decide if USA 401k is the right fit

Choose Safe Harbor 401k or Traditional 401k

Decide who is eligible

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Our Professional
Investing Services

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Low Costs, Fee Transparency

Investment expenses make a significant difference especially whencompounded over time, so we keep expenses as low as possible for afull-service 401k. Fees are transparent with no hidden fees and norevenue sharing!
All funds and ETFs are institutional share class pricing which means thelowest expenses available for 401k investing. ETF and fund expenses canbe as low as .03%, and you may customize your lineup using anyassembly of low-cost index funds and ETFs, as well as actively managed,and sector funds.

Payroll Integration Included!

Payroll integration automates the contribution process, so it’s hands-offfor the employer. To stay in compliance with federal regulations,electronic submissions are completed securely and accurately to therecord keeper.
This saves you a tremendous amount of time with calculations,processing, and confirmations. Having a reliable data path also givereassurance to employees that their savings are invested timely and witheasy access to account activity.

Simplified Management For Employer

USA 401k is designed to keep things easy for you with streamlinedoperational processes. We handle all plan setup, employee education &enrollment, compliance, and year-end reporting including IRS tax form5500.

ETFs & Funds 20,000+ Available

With 3(21) fiduciary protection, you can rest easy knowing that theresearch, design, and monitoring of investments has been handled whileyou still have complete flexibility to custom-create your own menu. Allfiduciary services are at no additional cost.

40+ Years

EXPERIENCE

Thousands

OF BUSINESSES SERVED

Personal Touch

ADVISOR DRIVEN

When you rely on our full-service retirement plan solutions, you gain a lot more than just plan sponsor and online access.

We stay by your side during implementation and ongoing as your full-time retirement specialist concierge team.
WHAT MAKES US DIFFERENT

Advisors & Robo-Advisors Working Together

USA 401k offers both digital advising as well as the human touch with personal 1-on-1 guidance available at no cost.

We take it one step further, supplying advisors at your disposal to give customized individual employee education.

Each employee is unique with varying financial goals, so we offer:

enrollment process walk-through
group and 1-on-1 employee meetings for educational excellence
risk assessment
model portfolio design
higher participation through ongoing employee support
better savings rates through our dedication to each eligible employee
roll in support to combine retirement assets into the new 401k
WHAT MAKES US DIFFERENT

USA 401k offers an open-architecture mutual fund, ETF, and securities program.

MML Investors Services, LLC

A subsidiary of MassMutual.

AIF® · CRPS®

Your plan will be supported by individuals who hold the designations of Accredited Investment Fiduciary (AIF®) and Chartered Retirement Plan Specialist (CRPS®).

Vestwell

Vestwell provides exclusive administration and record keeping for USA 401k.

Matrix

Matrix Financial Solutions Inc. (Matrix) is the custodian for all plan assets and transactions of USA 401k.

Ready to get started?

Contact Us Today
Calls only (610) 804 9877

USA 401k offers full-service,customizable plans designed for small to mid-sized businesses.

Securities and investment advisory services offered through qualified Registered Representatives of MML Investors Services, LLC. Member SIPC® and a subsidiary of MassMutual. Supervisory Office:Vista Wealth Strategies 201 King of Prussia Road Radnor, PA 19087. Tel: (610) 766 3000. Neither USA 401k nor Retirement Designs are subsidiaries or affiliates of MML Investors Services, LLC. or its affiliatedcompanies. Administration and record keeping provided through Vestwell. Vestwell is not an affiliate or subsidiary of MML Investors Services, LLC or its affiliated companies. CRN202807-8778806

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