Fiduciary Services

As a 3(38) fiduciary, we are responsible forselecting, managing, monitoring, andbenchmarking the investment offerings ofthe plan.

By delegating the job of managing the investment lineup to the 3(38)fiduciary, your responsibility is significantly limited; however, there are afew considerations. The trade off with 3(38) is that the investmentmenu cannot be customized by the employer - it is decided exclusivelyby the manager.

Some employers wish to utilize a 3(38) investment fiduciary to delegatefull authority of decisions about the investment lineup. The 3(38)investment manager then has complete discretion and authority onfund selections initially and ongoing.

Investment Fiduciary Services

ERISA 3(21) Or 3(38) Investment Advisory

A 3(21) investment advisor helps you do it. So this is best if you want to be involved in a custom-designed investment menu.

An ERISA 3(38) investment manager does it for you. So this is best ifyou want to be completely removed from the investment menu approvals.

Investment performance monitoring via a Fiduciary Investment Review is included with either fiduciary selection.

Service Provider Evaluation

to assist in your provider selection, we complete a free fee benchmarking analysis

annual reviews compare your current provider and administration fees to peer groups and market data

Fiduciary Risk Mitigation

Investment Policy Statement (IPS) is included as a blueprint toprovide appropriate guidance on portfolio construction and ongoing management

assembly of Retirement Plan Committee, documentation, sample Board Resolution, by laws, & meeting minutes as needed

Committee guidance & due diligence training are routine components of our service

fiduciary compliance reviews & governance reports

proactive legal & regulatory updates

identification of potential compliance & audit issues

whitepapers, newsletters, webcasts

Stewardship, Employees Come 1st

investment stewardship, central to our responsibility placing your employees’ well-being first

risk comfort profiling & suitable portfolio models

retirement readiness assessments

financial wellness education, continual

Education Policy Statement & strategic engagement plan