Full-Service Provider

USA 401k is a full-service provider that offers a “bundled” program tomake things easiest on you, the employer.

Most small & mid-sized 401k programs are administered by a third partyknown as a TPA, where they are unbundled and thus have more partiesinvolved, not all in one place.

This program, as a package, neatly and efficiently coordinates allservices under one roof - administration, record keeping and investingtogether! So, you can rely on us to take care of managing your plan,leaving you more time to run your business.

Employee Card One

Your administrator provides concierge-level guidance throughoutyour installation and then ongoing to keep your 401k on track.

service excellence, responsiveness from your administration team

payroll integration for seamless contribution processing through your existing payroll system

Tax form 5500 included, $0

Profit Sharing included, $0

loans, hardship withdrawals, distributions, rollovers

compliance under DOL, year-end testing, all tax reporting

flexible design - plan document customized to your specific interests

employee education meetings, no limit, $0

Employee Support

Mobile enrollment

Expert on-site enrollment meetings, seminars for retirement readiness

1-on-1 financial reviews & investment guidance

Comprehensive enrollment materials, 401k benefits, Traditionalvs. Roth 401k

Customer service # & account manager concierge service

Retirement income calculators, portfolio allocation models

Morningstar® reports

Statements updated daily online, lifetime total returns

Loan modeling

Payroll Integration

USA 401k includes 360 degree payroll integration for seamless contribution processing through your existing payroll system!

Vestwell, the exclusive record keeper and administrator, has themost modern technology in place for full payroll sync. This connectivity to leading providers, known as 360 degree payroll integration, allows key elements like 401k contribution processing and census data collection to be processed securely and automatically through direct feeds. The end result is a better experience and hands-off for you as the busy employer.

Administration

Full-Service Provider

USA 401k Features

$0

Signature-ready 5500 & all required disclosure notices included

Businesses 1 – 1,000 employees

Total annual employer administrationfee: $500 + $20 per participant

Full payroll integration & contribution processing!

Prevailing wage employees, including fringe benefit payments, are fully accommodated

Loans, hardship withdrawals,participant tax reporting built-in

Roth 401k included

Profit Sharing included, $0

Monthly Fee: $0

Employee Card One

Employee Support

Payroll Integration

Automated payroll contribution processing removes employer accounting and reduces liability. This is included at no extra cost.

360 Degree Available for the following providers:

If You Don’t See Your Payroll Provider ListedNot to worry. Even without a direct connection, USA 401k’s record keeper will process your payroll through Vestwell’s next-gen enginewith real time data.

Ready to get started?