Invest with Confidence
USA 401k offers full-service, customizable plans designed for small to mid-sized businesses.
Pricing is an affordable $500 annual base fee + $20 per participant per year.
There are no other employer fees.
Your Most Important Investment: Your Employees!
They work hard for you while seeking solid benefits in return. The right 401k helps you to attract and retain top talent, while building retirement financial wellness for you and your employees. USA 401k neatly packages all elements of the most contemporary plan deign with all mutual funds and ETFs open to 401k investing, employee education, full payroll integration, compliance, reporting, and 3(21) or 3(38) investment fiduciary protection.
GET STARTED TODAY IN 3 EASY STEPS
Select Product
Choose Safe Harbor 401K
or Traditional 401K
Declare Who is Eligible
Our Professional Investing Services
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Low Costs, Fee Transparency
Investment expenses make a significant difference especially when compounded over time, so we keep expenses as low as possible for a full-service 401k. Fees are transparent with no hidden fees and no revenue sharing!
All funds and ETFs are institutional share class pricing which means the lowest expenses available for 401k investing. ETF and fund expenses can be as low as .03%, and you may customize your lineup using any assembly of low-cost index funds and ETFs, as well as actively managed, and sector funds.
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Payroll Integration Included!
Payroll integration automates the contribution process, so it’s hands-off for the employer. To stay in compliance with federal regulations, electronic submissions are completed securely and accurately to the record keeper.
This saves you a tremendous amount of time with calculations, processing, and confirmations. Having a reliable data path also give reassurance to employees that their savings are invested timely and with easy access to account activity.
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Simplified Management For Employer
USA 401k is designed to keep things easy for you with streamlined operational processes. We handle all plan setup, employee education & enrollment, compliance, and year-end reporting including IRS tax form 5500.
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ETFs & Funds 15,000+ Available
With 3(21) fiduciary protection, you can rest easy knowing that the research, design, and monitoring of investments has been handled while you still have complete flexibility to custom-create your own menu. All fiduciary services are at no additional cost.
When you rely on our full-service retirement plan solutions, you gain a lot more than just plan sponsor and online access.
We stay by your side during implementation and ongoing as your full-time retirement specialist concierge team.