Administration

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Full-Service Provider

USA 401k is a full-service provider that offers a “bundled” program to make things easiest on you, the employer. 

Most small & mid-sized 401k programs are administered by a third party known as a TPA, where they are unbundled and thus have more parties involved, not all in one place.

This program, as a package, neatly and efficiently coordinates all services under one roof - administration, record keeping and investing together!  So, you can rely on us to take care of managing your plan, leaving you more time to run your business.

USA 401k Features

  • ✓ Signature-ready 5500 & all required disclosure notices included

  • ✓ Businesses 1 – 1,000 employees

  • ✓ Total annual employer administration fee: $500 + $20 per participant 

  • ✓ Full payroll integration & contribution processing!

  • ✓ Prevailing wage employees, including fringe benefit payments, are fully accommodated

  • ✓ Loans, hardship withdrawals, participant tax reporting built-in

  • ✓ Roth 401k included

  • ✓ Profit Sharing included, $0

  • ✓ Monthly Fee: $0

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Employer Services

Your administrator provides concierge-level guidance throughout your installation and then ongoing to keep your 401k on track.   

  • Service excellence, responsiveness from your administration team

  • Payroll integration for seamless contribution processing through your existing payroll system

  • Tax form 5500 include, $0

  • Profit Sharing included, $0

  • Loans, hardship withdrawals, distributions, rollovers

  • Compliance under DOL, year-end testing, all tax reporting

  • Flexible design within your plan document – customized your specific interests

  • Employee education meetings, no limit, $0

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Employee Support

  • Mobile enrollment

  • Expert on-site enrollment meetings, seminars for retirement readiness

  • 1-on-1 financial reviews & investment guidance

  • Comprehensive enrollment materials, 401k benefits, Traditional vs. Roth 401k

  • Customer service # & account manager concierge service

  • Retirement income calculators, portfolio allocation models

  • Morningstar® reports

  • Statements updated daily online, lifetime total returns

  • Loan modeling