What Makes Us Different
Connecting With Your Employees
We believe in the future financial wellness of your employees. When you rely on our full-service retirement plan solutions, you gain a lot more than simply a path to Plan Sponsor and employee online access! We stay by your side during implementation and ongoing as your full-time retirement specialist concierge team.
For your employees – your most valuable asset – we are also very different than other 401k providers. In a fast-changing industry, more and more providers have introduced purely robo-advising services for employees. USA 401k offers both digital advising as well as the human touch with personal 1-on-1 guidance available at no cost.
Advisors & Robo-Advisors Working Together
A robo-advisor is an online platform that builds and manages your investments automatically based on profile information that you enter including an anticipated investment time horizon, risk comfort level, and investment goals. Then, financial advice is generated from an algorithm instead of a person. This approach is quite attractive for your busy employees who are on the run and managing from a mobile device. It creates peace of mind without the effort of having to keep track, actively managing a portfolio.
We take it one step further, supplying advisors at your disposal to give customized individual employee education. Each employee is unique with varying financial goals, so we offer:
enrollment process walk-through
group and 1-on-1 employee meetings for educational excellence
risk assessment
model portfolio design
higher participation through ongoing employee support
better savings rates through our dedication to each eligible employee
roll in support to combine retirement assets into the new 401k